Egypt's Kashier Partners Flend to Offer Merchants Up to EGP 8m in Digital SME Financing

Egyptian payments company Kashier has partnered with digital lending platform Flend to give its merchant base access to flexible financing of up to EGP 8 million per business, in a move that pushes the fintech deeper into embedded finance for small and medium-sized enterprises.

The partnership lets merchants already using Kashier's payment infrastructure tap fast, digitally underwritten working-capital loans without leaving the ecosystem, with Flend providing the lending engine and Kashier supplying transaction data and distribution. For small retailers and online sellers in Egypt, where access to formal credit remains constrained, embedding financing at the point of payment is designed to smooth cash-flow gaps and fund inventory purchases.

The Flend tie-up is one of several partnerships Kashier struck through 2025 as it broadened from pure payments processing into a wider suite of merchant financial services, including an earlier collaboration to integrate buy-now-pay-later options at checkout. Founded to serve Egypt's growing base of digital and omnichannel merchants, Kashier competes in one of the region's most active fintech markets.

The deal illustrates how payment providers across MENA are increasingly using their merchant relationships and data as a springboard into lending, turning checkout infrastructure into a channel for embedded credit.