YAP

Key facts

Startup details

All in one money app that lets users send, receive, and manage their money in one place, with no minimum balance and no hidden fees. Offers quick account access via mobile number and face verification for a free IBAN account, virtual cards for safe online shopping, money management tools, and bill payment features. Banking and regulated financial activities referenced are provided by and powered by Ruya Community Islamic Bank LLC, a financial institution licensed and regulated by the Central Bank of the UAE; YAP itself does not offer or provide banking or regulated financial services, but facilitates a digital financial technology platform through which users may access services made available by Ruya Community Islamic Bank LLC.